For a defect to be considered "hidden" within the meaning of the Civil Code of Quebec, it must meet four conditions: it must be non-apparent, sufficiently serious to impair the use of the property or diminish its value, exist at the time of sale, and be unknown to the buyer at that time.
Real Estate FAQ and Tips
Clear answers to your questions about buying, selling, and maintaining your property.
FAQ
Hidden Defects And Legal Aspects
What you need to know to protect yourself, whether you are a buyer or a seller.
FAQ
Financing And Access To Property
Concrete options to finance your project, even if you don't have a 20% down payment.
FAQ
Home Maintenance And Problems
Simple answers to technical questions to better understand the maintenance of your property.
Moving Preparations
A list of essential steps for a well-organized move.
01. Get Quotes
Request 2 to 3 quotes from moving companies before making your choice.
02. Notify Your Landlord (If Renting)
Send a notice by registered mail while respecting the required notice periods.
03. Transfer Your Files
Doctor, dentist, optometrist, pharmacy, notary, lawyer, school records: make sure everything follows your move.
04. Check Your Insurance
Housing, life, car, medications: confirm that your coverage is up to date for your new address.
05. Change Your Address
Services like MovingWaldo allow you to update your address with over 500 organizations in just a few minutes. Don't forget about the uncovered organizations, such as alarm systems or your subscription services with delivery.
06. Inspect Your Vehicle
If you are moving to another city, make sure your vehicle is in good condition before the trip.
07. Hand Over the Keys to Your Broker
Don't forget to hand over the keys and all the necessary legal documents to your real estate broker.
Guides And Resources
Pyrite and Pyrrhotite: What You Need to Know
Pyrite and pyrrhotite are minerals that can cause significant structural damage. Pyrite produces sulfuric acid when oxidizing, which can lead to the lifting and cracking of the concrete slab when present under a foundation. Pyrrhotite, a mineral species composed of iron sulfide, can also cause cracks in the concrete by crystallizing. If your property is covered by the New Residential Buildings Guarantee Plan (usually for 5 years after the building's reception), it is important to quickly check your protections and adhere to the strict claim deadlines. After this period, other recourses remain possible but generally require the assistance of a legal advisor.
The Crying Merule: A Mushroom to Watch Out For
The crying merule is a fungus that feeds on wood and can affect the structural integrity of a building by degrading wooden structures. It proliferates rapidly in confined, poorly ventilated environments where moisture is present. It can infiltrate masonry joints, porous materials, cracks, and untreated wood. If you have doubts about the presence of this fungus in a property, it is recommended to consult the available specialized resources or a qualified professional to assess the situation.
Iron Ochre: What You Need to Know
Ferrous ochre results from a chemical or biological reaction involving the iron present in the soil, which migrates with water to the drains of a property. It manifests as viscous deposits of ochre color, which can obstruct agricultural drains and create moisture problems in the basement. It is not possible to completely eliminate the phenomenon since iron is naturally present in the soil, but certain preventive measures can be taken before construction, such as evaluating the type of soil and the level of the water table. For existing buildings, corrective actions are possible, including drainage under the slab or the installation of cleaning chimneys.
Vermiculite and the Risks Associated With Asbestos
Some vermiculite insulation installed before the 1990s may contain traces of asbestos, a substance that poses health risks when handled or disturbed. If your property contains this type of insulation, it is recommended not to disturb it and to consult a qualified professional before undertaking renovation work that may affect it.
Blue Algae: An Issue for Properties Along Water Bodies
Blue-green algae, also known as cyanobacteria, can proliferate in certain bodies of water, particularly due to an excess of nutrients such as phosphorus. For waterfront property owners, it is helpful to recognize the signs of their presence and the best practices to limit nutrient runoff into the water, such as maintaining a natural vegetation buffer near the shore.
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